Home About Us Why Choose IMWCA

Why Choose IMWCA?

IMWCA’s goal is to help members keep employees safe through education and risk management. We are a risk-sharing pool committed to partnering with cities, counties and local government entities to provide a high-quality workers’ compensation program.​

Our History

The Iowa Municipalities Workers’ Compensation Association (IMWCA) was formed in 1981 according to Chapter 28E of the Code of Iowa. The initial effort to organize was coordinated by the Iowa League of Cities in response to numerous cities having their coverage canceled by standard insurance carriers. IMWCA began offering coverage to cities July 1, 1981.

The program was restructured in 1987 to allow counties to join the association and in the 1990s, other 28E entities and political subdivisions were deemed eligible participants.

Administrative services continue to be provided by Iowa League of Cities staff members who pride themselves in offering unparalleled personal service and understand the unique challenges faced by local governments. Today the predominant number of cities, counties and other governmental organizations in Iowa choose IMWCA for coverage of more than 70,000 employees.

Learn more about our services in that area of this site.

Partners & Affiliations​

The Iowa League of Cites (League) was instrumental in the foundation of IMWCA and has endorsed the program from its beginning. They also contract with our Board of Trustees to provide all administrative services for IMWCA.

The Iowa State Association of Counties (ISAC), an association serving Iowa’s 99 counties, also endorses us.

County Risk Management Services, Inc. (CRMS)​ provides marketing services to Iowa counties for both IMWCA and the Iowa Communities Assurance Pool (ICAP). CRMS works exclusively through local insurance agents to provide workers’ compensation, property and casualty and coverage packages designed to meet each county’s needs.